How does one determine how much they should have in their emergency fund?”
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If you need help then connect with companies that can assist you.
For an example: Cash App offers a no fees to help people's with their savings goals. You can also turn on Round Ups to save the extra change so you and meet your goal faster.
Cash App also give individuals a sign up bonus if they use a company's referral code when creating an account.
If you don't have Cash App available in your country then find a similar company to do business with.
Best to you
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